Welcome to the auto finance department at Subaru of Clear Lake. We are proud to be the dealership of choice for our Houston area customers. Our auto financing & Subaru lease experts are always eager to help our customers with any questions regarding new or used auto loans. Call us at (281) 617-2421 today!

Included below are some of our most frequently asked questions that most car buyers need answered.

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How to Get Approved for a New or Used Car Loan?

Getting approved for a new or used car loan doesn't need to be stressful. Subaru of Clear Lake's finance department in Houston employs experienced account managers who understand how valuable your time is. We've asked them to share some insights on what our customers can do to ensure they get approved for a car loan or Subaru lease deal quickly and easily. Here are their recommendations:

Get Pre-Approved Online for New or Used Auto Financing in Houston

Getting pre-approved for car financing online is a great way to get a head start. By applying online, Subaru of Clear Lake customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption; so you know your personal information is protected. Once you have filled out the online application; it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.

Is It Smart To Pick A Car Before Applying For Auto Financing?

Most of the time; customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. Always a good idea to go to the dealership and test drive the vehicle or vehicles you are interested in and let your sales consultant know that you also need auto financing or Subaru leasing. This will significantly expedite your process and save you a lot of frustration. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.

Do You Need A Down Payment To Buy or Lease A Car?

Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Subaru lease deal in Houston, TX. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (281) 617-2421 today.

Financing vs Leasing a New Subaru in Houston

Simply put, financing a vehicle means once you have made all the payments; you will own the vehicle. When you lease a vehicle; you are basically renting it for the "agreed term" between you and the dealer. Once the term is up, you may choose to finance the remainder of the loan or get a lease on another one. If you have specific questions or need help deciding which option is best for you; contact the Subaru of Clear Lake finance department today.

Subaru Leasing & Auto Financing in Houston, TX 77034 | Subaru of Clear Lake